You'll enjoy No Interest if paid in full in 6 months on purchases of $99 or more. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. There is no annual fee to use PayPal Credit. Upon approval, your PayPal Credit account will be assigned a credit line of at least $250, based on your creditworthiness. You can confirm your credit line details by logging into your account. When you apply for PayPal Credit, you’ll be asked to provide your date of birth, your income after taxes, the last 4 digits of your Social Security number, and agree to Paypal's Terms and Conditions. You’ll know within seconds if you are approved. And here’s the cool thing: your PayPal Credit account will be linked to your account with PayPal and you’ll see it as a payment option every time you check out with PayPal. You can use PayPal Credit at millions of stores online where PayPal is accepted, simply checkout using PayPal and select PayPal Credit as your payment method.
You can read the official FAQ from PayPal following this link! - https://www.paypal.com/us/webapps/mpp/paypal-credit/faq